Insurance Software Development Company
We design, build, and secure insurance software - from policy administration and claims automation to underwriting engines and self-service portals - engineered for compliance, security, and accessibility across the entire policy lifecycle.
What we build
- Modern Policy Administration
- Claims Automation Platforms
- Underwriting Rules Engines
- Customer & Agent Self-Service Portals
- Core Modernization via API Layers
- Document & OCR Automation
- 25+ Insurance Projects Delivered
- 15+ Years of Experience
- NAIC Aligned Data Security
- WCAG 2.2 AA Accessible
Insurance Software Challenges We Solve
Legacy cores, manual processes, and mounting compliance pressure are slowing down carriers, MGAs, and brokers alike
Legacy Policy Administration
Aging policy administration systems are slow, brittle, and expensive to change - every new product or rate change becomes a multi-month project.
Slow, Manual Claims Processing
Paper-driven and manually routed claims workflows delay settlement, frustrate policyholders, and drive up loss-adjustment costs.
Manual, Inconsistent Underwriting
Underwriters relying on spreadsheets and ad hoc rules produce inconsistent risk decisions and slow quote turnaround.
Fraud Detection Gaps
Without integrated analytics, suspicious claims and applications slip through, driving up loss ratios.
Poor Self-Service Portals
Clunky policyholder and agent portals push routine service requests back onto call centers and back-office staff.
Fragmented Agent & Carrier Data
Disconnected systems across agents, brokers, and carriers make it hard to get a single, trustworthy view of a policy or a book of business.
Have an insurance software project in mind?
Get a Free ConsultationOur Insurance Software Solutions
End-to-end insurance software engineering across policy, claims, underwriting, and distribution - built compliant and secure from day one
Modern Policy Administration
Configurable policy administration systems that let you launch new products and rate changes in weeks, not months.
Claims Automation Platforms
End-to-end automation from First Notice of Loss (FNOL) through adjudication and settlement, cutting cycle time and cost.
Underwriting Rules Engines
Configurable underwriting engines with automated rules, risk scoring, and referral workflows for faster, more consistent decisions.
Customer & Agent Self-Service Portals
Self-service quoting, policy management, and claims-filing portals that reduce call-center load and improve satisfaction.
Core Modernization via API Layers
API layers built around legacy policy and claims cores, enabling modern experiences without a risky rip-and-replace.
Document & OCR Automation
OCR and document-processing pipelines that extract and classify claims intake documents automatically, cutting manual data entry.
Insurance Case Studies
Real engagements, real outcomes - every figure below comes from a documented client result
We're continually adding new Insurance engagements to our case study library. Explore our full portfolio of client results across every industry we serve.
AI Use Cases in Insurance
Practical AI applications we build to speed up claims, sharpen risk decisions, and improve the policyholder experience
AI-Assisted Claims Triage
Machine learning models that triage and route incoming claims to the right adjuster or workflow automatically.
Fraud Detection Models
Predictive fraud-detection models trained on claims data to flag suspicious patterns for investigation.
Automated Underwriting Scoring
Risk-scoring models that support faster, more consistent underwriting decisions at scale.
FNOL & Policy Q&A Chatbots
Conversational assistants that handle policy questions and First Notice of Loss (FNOL) intake around the clock.
Document & OCR Extraction
AI-powered document extraction and classification that speeds up claims intake and reduces manual data entry.
Churn & Retention Modeling
Predictive models that flag at-risk policyholders so retention teams can intervene before a policy lapses.
How We Deliver for Insurance
A proven 6-stage process that turns your requirements into production-ready software
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Step 01
Discover
Understand your users, goals and the regulations that apply to you.
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Step 02
Plan for Compliance
Map requirements into architecture, security and QA plans.
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Step 03
Design and Build
Agile sprints with accessible interfaces and code reviews.
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Step 04
Test and Secure
Functional QA, accessibility testing and security testing.
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Step 05
Launch
Release management with documentation that supports your audits.
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Step 06
Support
Monitoring, maintenance and improvements as needs change.
What Happens After You Contact D2i?
No big commitment up front. Here is what the first few weeks look like.
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Step 1: 30-minute discovery call
We listen to your product, your users and your goals.
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Step 2: Requirements and compliance
We confirm scope, regulations, risks and technical fit.
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Step 3: Solution proposal
Approach, team and estimate in writing.
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Step 4: Delivery plan
Milestones, sprints and who does what.
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Step 5: Start building
Your team is onboarded and sprint one begins.
Quality Assurance for Insurance Software
Errors in rating, underwriting, or claims logic carry real financial and regulatory risk - our QA process is built around that reality
Rating & Underwriting Regression
Regression testing of rating tables and underwriting logic after every rule or rate change.
ACORD & Data Provider Integration
Integration testing against ACORD feeds and third-party data providers such as MVR, credit, and property data.
Renewal & Catastrophe Load Testing
Load testing tuned for renewal cycles and catastrophe-driven claims spikes.
Quote & Payment Security Testing
Security testing of quote generation and premium payment flows before every release.
Portal Accessibility Testing
Manual and automated WCAG testing of customer and agent portals.
Policy Lifecycle Regression
Automated regression across the full policy lifecycle - quote, bind, renew, and claim.
Data Migration Validation
Validation of data integrity during legacy-to-modern core system conversions.
Document Processing Accuracy
OCR and data-extraction accuracy testing for automated claims document processing.
Ready to modernize your insurance software?
Speak to an ExpertSecurity & Compliance Built In
Insurance systems hold sensitive policyholder PII, financial data, and claims records, and are subject to a patchwork of state and federal regulation. We design data protection, access control, and audit logging into the architecture from day one – then validate it with independent security testing.
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NAIC-Aligned Data Security
Administrative, technical, and physical safeguards mapped to the NAIC Insurance Data Security Model Law.
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Encryption Everywhere
Policyholder PII and claims data encrypted at rest and in transit, with strict key management and secure document handling.
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PCI-DSS Payment Handling
Premium payment processing built to PCI-DSS requirements, keeping cardholder data out of scope wherever possible.
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Independent Penetration Testing
Independent security testing of quote, policy, and claims portals, backed by our in-house pentesting team.
- NAIC Model Law
- SOC 2
- PCI-DSS
- GLBA
- ISO 27001
- ACORD
Accessible, Inclusive Policyholder Experiences
As a WCAG and ADA compliance specialist, D2i Technology builds quote, policy, and claims portals to WCAG 2.1 / 2.2 AA from the ground up – including accessible PDF policy documents and statements – then verifies them with manual assistive-technology testing, not just automated scans.
What we build in
- WCAG 2.1 / 2.2 AA conformance
- Keyboard-accessible claims filing
- Screen reader compatible forms
- Accessible PDF policy documents
Why Accessibility Matters in Insurance
- Policyholders with visual, motor, auditory, or cognitive disabilities must be able to get quotes, file claims, and manage policies independently.
- ADA Title III lawsuits against insurance and financial-services websites have risen sharply in recent years, creating real litigation exposure.
- WCAG 2.1 / 2.2 AA conformance is the industry benchmark for customer-facing quote, policy, and claims portals.
- Accessible design also improves usability for older policyholders and anyone on a low-bandwidth or assistive device.
Technology We Use for Insurance Software
Standards-based technology chosen for reliability, integration, and long-term maintainability across the policy lifecycle
Backend & APIs
- .NET
- Java
- Node.js
Rules & Workflow Engines
- Drools
- Custom BPM
Integration & Standards
- REST / SOAP APIs
- ACORD standards
- EDI
Cloud & Infrastructure
- AWS
- Azure
- Docker
- Kubernetes
Data & Documents
- PostgreSQL
- Data warehousing
- OCR / document AI
Security & Identity
- OAuth2 / OIDC
- Encrypted document storage
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How Can We Work Together?
Whether you need a full product team or dedicated engineers to extend your own, we match the engagement to your situation.
Build My Product
End-to-end discovery, design, development, QA and launch, shaped by your industry.
Best for: Businesses building a new regulated product.
Extend My Team
Dedicated developers, QA, security and accessibility specialists who work inside your process.
Best for: Companies that already have a product or a team.
Modernize My System
Improve architecture, performance, security and accessibility in phases.
Best for: Organizations with a legacy platform that is hard to change.
Choose How You Pay
Dedicated Team
Monthly retainer for long-term or ongoing product development with predictable billing.
- Full-time dedicated engineers
- Daily standups and sprint planning
- Maximum cost efficiency
Fixed-Price Project
For well-defined projects. Agree on price, timeline and milestones up front.
- Clear scope and milestones
- Fixed budget, no surprises
- Defined delivery dates
Flexible Hourly
Pay only for hours worked. Best for short sprints, audits or on-demand expertise.
- No long-term commitment
- Transparent time tracking
- Scale up or down any time
Why Insurance Companies Work With D2i
Development, security, accessibility, AI and QA expertise under one roof.
Five Disciplines Under One Roof
Development, security, accessibility, AI and QA from one team instead of piecemeal vendors.
Built Around Outcomes
Every engagement is measured against business results, not deliverable checklists.
Security and Quality
ISO 27001 and ISO 9001 certified processes behind every engagement.
Compliance From Day One
Regulatory context shapes architecture, security testing and QA plans from the start.
Global Delivery
India-based engineering with experience serving clients across the USA and beyond, at up to 60% savings versus onshore teams.
Long-Term Partnership
SLA-backed support and maintenance after launch. We do not disappear after go-live.
What Clients Say
In recognition of exceptional performance, dedication, hard work, passion, and commitment to excellence — D2i Technology’s invaluable contribution continues to make a significant impact in support of our All Hazards, One Health, One Nature mission.
Allison A. Sakara
Co-Founder & Executive Director, High Alert Institute
Their DevOps Services in USA helped us significantly reduce deployment time and infrastructure costs. D2i Technology streamlined our CI/CD pipelines and improved system stability. The results were visible within weeks, and their DevOps expertise truly made a difference.
DevOps Services & Solutions (USA)
D2i Technology is a highly dependable Web Development Company in India. From requirement gathering to final delivery, their team demonstrated strong technical expertise and ownership. The final product was robust, user-friendly, and built exactly as envisioned.
Web Development Company (India)
Frequently Asked Questions
The questions we hear most before a project starts.
Let's Build Your Insurance Software
From policy administration and claims automation to AI-powered underwriting and self-service portals - D2i Technology has the insurance, security, and accessibility expertise to deliver software your policyholders, agents, and adjusters can trust.
No obligation. Start with a 30-minute discovery conversation.